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52 Forest Avenue | Paramus, New Jersey 07652 | Phone: 201-843-7700 Fax: 201-843-6333

600 Parsippany Road, Suite 200 | Parsippany, New Jersey 07054 | 973-263-0622 Fax: 973-263-8703

A REPRESENTATIVE IN BUILDING YOUR FINANCIAL SUCCESS At Certified Financial Services, LLC, we know that financial success is the result of discipline, hard work and smart, informed decision-making. To build and maintain an effective financial strategy, it’s important to seek out the right people who look to understand what is important to you, guide you, and provide long-term support as you move through the various stages of your financial life. With Certified Financial Services, LLC you have a dedicated representative who delivers valuable services in a coordinated and holistic way. We look beyond your basic financial needs and seek to optimize your assets, protection, and cash flow -- and minimize your debt -- now and in the future. Our objective is to put you on a path to efficient wealth accumulation and financial balance, while protecting the future of your loved ones or your livelihood. Our firm provides access to some of the best financial minds in the business, with strong risk-management skills, and a full array of products and services. We work with you to identify the right strategies to achieve and protect your goals and your dreams. Helping to ... Optimize your wealth. Achieve your goals. Protect your dreams. Contact us today to discuss turning your dreams into realities.
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Securities products and services are offered through Registered Representatives of Park Avenue Securities LLC (PAS) 52 Forest Avenue, Paramus, NJ 07652, (201) 843-7700. Certified Financial Services, LLC is not an affiliate or subsidiary of PAS.

PAS is a member FINRA/SIPC.

The Registered Representatives are securities licensed in New Jersey and the material is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states.

The Living Balance Sheet® and the Living Balance Sheet® Logo are registered service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. The graphics and text used herein are the exclusive property of Guardian and protected under U.S. and International copyright laws. © Copyright 2005-2011, The Guardian Life Insurance Company of America

Neither Guardian, nor its subsidiaries, agents or employees give tax or legal advice. You should consult your tax or legal advisor regarding your individual situation.

The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The financial representatives of Certified Financial Services, LLC are not licensed to sell insurance in all 50 states. To find out if an agent is licensed in your state, please contact Craig Feinberg at (201) 843-7700 .