John Chlada, CLU Managerjohn_chlada@cfsllc.comOffice: 201.843.7700 John has worked with Guardian for over 30 years and for the past 16 years, he has been a member of the CFS family. He has worked as a Financial Representative for many years until retiring in 2000 from that position to become a manager for all CFS agents where he provides them with assistance on maintaining successful careers.John stays active in a few church clubs as well as works with Several Sources, to help save babies of women in need. Being a New Jersey native, he has also been a Devils Hockey member for 17 years.EducationBachelor of Science, Fairleigh Dickinson UniversityJohn’s accomplishments includeGuardian Leaders Club, 26 yearsManager AwardsReceived his CLU in 1978 The 12 Steps to Living Confidently: How to Cut Your Expenses “Cut spending.” “Slash expenses.” “Avoid shopping.” The overwhelming advice about cutting expenses makes it sound downright unappealing. No wonder many of us haven’t learned to be good financial managers. Learn More What's So Great About a Rollover? Making a career move requires tough decisions, not the least of which is what to do with the funds in your retirement plan. Learn More Registered Representative of Park Avenue Securities, CA insurance license #0G98283.