When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Term vs. Permanent Life Insurance When considering life insurance, it's important to understand your options. Layers of Protection Take these five steps to protect your financial well-being before making any other changes.