Bob Lax Associate General Agentblax@cfsllc.comOffice: 201.843.7700 x 221 Robert Lax is an Associate General Agent and Head Investment Specialist at Certified Financial Services. He started his career in accounting before developing the Investment Department at CFS over 30 years ago. In addition to helping our associates guide their clients through investment planning, he is instrumental in the firm's growth and agency finance.He enjoys spending time with his family and watching his three children and grandchildren grow.EducationBS Accounting, MBA, Fairleigh Dickinson UniversityLicensesLife & HealthSeries 6, 7, 63, 65Bob’s accomplishments includePAS VIP Top 100Guardian Leaders Club, 30+ years When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Learn More Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. Learn More Registered Representative & Investment Advisor of Park Avenue Securities, Financial Representative of Guardian, CA insurance license #0H77636.