Is your life insurance doing enough?

Life insurance is a vital protection that is too often overlooked or taken for granted. Many people believe they don’t need life insurance until later in life, while others have some coverage but don’t realize that our life insurance needs can change over time. September is Life Insurance Awareness Month, so it’s a great time to get protected or to give your coverage a second look. Here’s a few pieces to get you started:

Why do we need insurance?

If you or a loved one has ever wondered about the need for the protection of insurance, you aren’t alone. This primer covers the ‘whats’ and ‘whys’ for some basic types of insurance, including life insurance, and can help you learn the basics or start a conversation with a loved one who’d like to know more.

Financial well-being for everyone: term life insurance

Term life insurance is among the most affordable ways to start protecting yourself and your loved ones. Here you can learn how it works, how to determine your coverage needs and how to find a policy that works for you.

Do you know the whole life story?

Whole life insurance is type of life insurance that, as the name implies, can protect you for your entire life (as long as you pay the premiums). Learn how this insurance can help meet your needs and boost your confidence today and, in the decades, to come.

Term to perm life insurance conversion tips

Life insurance needs change over time, but you can plan for those changes today. Here’s a quick guide to choosing a term life policy that can convert into permanent life insurance down the line, as your needs and circumstances change.

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^{The Guardian Network® is a network of preferred providers authorized to offer products of The Guardian Life Insurance Company of America (Guardian), New York, NY and its subsidiaries.} 

^{Individual disability income products underwritten and issued by Berkshire Life Insurance Company of America (BLICOA), Pittsfield, MA or provided by Guardian. BLICOA is a wholly owned stock subsidiary of and administrator for the Guardian Life Insurance Company of America (Guardian), New York, NY. Product provisions and availability may vary by state.}

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